If employees choose the crypto option, what portion of their retirement fund will be invested in the crypto ETF?

Up to 3% of the retirement fund deposits will be invested in crypto ETFs, depending on the risk level chosen. Employees can see how much cryptocurrency is in their account at any time by looking at their holdings information in the app or desktop platform. If the total value of cryptocurrencies declines below that amount, we will allocate more of the subsequent retirement deposits to cryptocurrencies.

However, we will not sell other existing assets in the portfolio to buy more cryptocurrency should it decline in value. This is a part of managing the risk and ensuring that, even if the value of cryptocurrencies declines severely and permanently, those who choose this portfolio will still be able to reach a good retirement outcome.